NON LUCRATIVE VISA
Immigration Lawyers & Legal Experts
Immigration Lawyers & Legal Experts
Are you interested in a long-term visa in Spain without a large real estate investment? Then the Spain Non-Lucrative Visa, which is also known as the Non-Profit Visa, may be the right choice for you.
The Spain Non-Lucrative Visa allows you to stay in Spain if you are able to financially support yourself.
The Spain Non-Lucrative Visa, AKA Non-Profit Visa, is the most efficient way to stay in Spain because there are no investment requirements. But with the Spanish non-lucrative visa you are not permitted to work for yourself or companies.
The Spain non-lucrative visa is also nicknamed as the retirement visa since they are commonly used for retirees.
The Spain non lucrative residence permit is essentially a permit to live in Spain without the right to work, and that you must be able to financially sustain yourself living on passive income, such as pensions, rent, or dividends.
If this sounds like the right visa to you, keep reading to find out more information!
The Spanish non-lucrative visa, also known as the non-profit visa, can be a long-term residence permit in Spain. With this type of residence permit, you are not allowed to carry out any economic or professional activities in Spain during the initial period.
This visa is very popular among expats who wish to live in Spain long term (more than six months per year) and who can financially support themselves without working for at least one year.
After your first year of legal residence in Spain, you have the option to modify your non-lucrative residence permit into a work permit, provided you meet the required conditions.
If you choose not to modify it, the permit can be renewed for an additional two years, and then renewed once more for another two years. After completing a total of five years of legal residence in Spain, you may apply for permanent residency, which includes the right to live and work in Spain without restrictions.
The Spanish non-lucrative visa also allows you to bring your immediate family members with you, as long as you can demonstrate sufficient financial means to support both yourself and your family.
When applying for a Non-Profit (Non-Lucrative) Residence in Spain, Spanish immigration authorities use a calculation called the Public Multiple Effects Income Indicator, known in Spanish as the Indicador Público de Renta de Efectos Múltiples (IPREM).
per month in passive income
minimum in bank account
We recommend that you contact our legal team and lawyers today for a free consultation so we can help you through the process. We speak fluent English.
The largest requirement in receiving the non-lucrative visa for Spain is being able to show financial means that can support yourself and/or your family members during your stay in Spain.
Currently, in 2026 applicants must prove (at least 400% of the IPREM) that they are either receiving a passive income of about €2,400 as monthly income, or they must prove that they have savings in their bank account of at least €28,800.
If you are applying with family members, then in addition to this amount, you will need to prove an additional €7,200 per family member. All financial means must be submitted and demonstrated through the Euro currency.
Applicants must provide a clear criminal record from the country of origin. This document must be translated into Spanish by a sworn translator. Criminal records must be provided from all countries the applicant has lived in for the last 5 years. The document must be issued within 90 days of your appointment at the Spanish consulate or embassy.
The Spanish government requires proof of private health insurance. The policy must be for at least one year and issued by companies registered and operating in Spain. The insurance cannot have any copayments and must ensure 100% coverage. Our legal team has handpicked the best private health insurance companies for our clients.
The medical certificate must confirm the applicant has no health issues that could prevent entry into Spain. For a non-lucrative visa, you should apply at least 12 weeks before your planned arrival, since consulate/embassy appointments and processing can take time. Make sure the process doesn’t exceed 90 days, as some documents may expire and invalidate the application. The application must be started from the applicant’s country of origin—tourists in Spain cannot apply from within Spain and must return home to apply and wait for approval.
You should apply for a non-lucrative visa at least 12 weeks before deciding to come to Spain. The application process can take time, especially with the long waits of receiving appointments from the Spanish consulate and embassy.
You must make sure that the application process does not extend over 90 days (3 months) because certain documents will begin to expire, which will invalidate your application process.
The application form must begin from the applicant’s country of origin. Tourists who have entered Spain cannot decide to begin the process while in Spain—they must return to their country of origin.
Having an interview at the Spanish embassy is a mandatory part of the application process. During this interview, applicants will meet with the visa consular to review all provided documents and the overall case. We will prepare you for this interview to make sure you respond to all questions correctly.
